Lower Loan Interest Because Our Interest Is In You.

Our loan rates are often significantly lower than other financial institutions. Why? Because we aren’t trying to make a profit, we here strictly to serve you.

Click here to download a loan application now.


Questions about Loans and Financing

Hospitality FCU is an equal-opportunity lender committed to providing credit for all members at the lowest possible cost. While many of our members have established and maintained an excellent credit record, the Board of Directors and management of Hospitality FCU understand that some members have been adversely affected by circumstances beyond their control, resulting in their inability to meet financial obligations on a timely basis. Accordingly, Hospitality FCU carefully evaluates each loan application we receive and we strive to offer each applicant the best rate possible based on their individual creditworthiness.

New & Used Vehicle Loans

Hospitality FCU offers New & Used Vehicle Loans with great low rates and terms of up to 72 months. And to make vehicle-shopping easier, Vehicle Loan pre-approval is available.

Boat, Motorcycle & RV Loans

Looking to purchase a new or pre-owned boat, motorcycle or RV? Hospitality FCU has low-interest loans for these purposes, as well.

Signature Loans

A Hospitality FCU Signature Loan allows you to borrow the money you need with just a signature. Use the money to consolidate debts, go on vacation, pay unexpected expenses… you name it!

Unsecured Lines-Of-Credit

This flexible loan option is a pre-approved credit line you can borrow against as the need arises. The only collateral you need is your signature.

Share & Certificate Secured Loans

By securing your credit union loan with funds on deposit in your Hospitality FCU Share Savings Account or Term Share Certificate, you can obtain a great low rate. And with these types of loans, you can use the money you borrow for any purpose you choose, while continuing to let your savings grow.

VISA® Platinum Variable & Fixed Rate Credit Cards

Hospitality FCU’s low-interest VISA® Platinum Variable & Fixed Rate credit cards are loaded with money-saving benefits.

  • Low Variable Rate
  • No Annual Fee
  • No Cash Advance Fee
  • Worldwide Acceptance

Direct Deposit/Payroll Deduction

These two free services allow you to make regular deposits into your share deposit accounts and/or payments on your credit union loan automatically, without the hassle of writing a check each month.

View Our Current Loan Rates
Check Out Our Loan Calculators

Loans

Actual rate is determined based on creditworthiness of individual applicant.

Loan Rates in effect as of 06/01/10. Subject to change without notice.

APR = Annual Percentage Rate. APY = Annual Percentage Yield.

Unsecured Signature Loans

Type APR
Signature Loans 8.95% – 17.95%

Maximum loan/credit limit is 2 months’ gross income. Maximum loan term 36 months.

Type APR
VISA Credit Cards

Variable Rates: Starting as low as Prime +1% Currently 4.25%

Lines of Credit 6.50% as of 01/01/09

Maximum loan/credit limit is 2 months’ gross income. Maximum loan term 36 months.

 

Auto Loans APR
24 months 2.50% to 17.95%
36 months 2.75% to 17.95%
48 months 2.95% to 17.95%
60 months 3.45% to 17.95%

THESE RATES APPLY TO ALL MODELS 2006 AND NEWER

Longer Terms Available Upon Request

LTV as of 11-1-06
BELOW 85% 85%-94% 95%-105% 106%-115%
SUBTRACT 1% SUBTRACT 0.5% BASE ADD 1%

 

Older Used Vehicle Loans 2002-2005 model vehicles APR
Maximum term 36 months. Loan amount not to exceed vehicle’s retail value. 8.95% – 17.95%

Types of vehicles which can be financed with a Hospitality FCU

New or Used Vehicle Loan include cars, trucks, vans, motorcycles, boats and RVs.

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